Disability Business Overhead Expense Insurance

If a sudden illness or injury put you out of commission, the work, the hours – and the money – would stop.

Then the bills could start to pile up. Sooner or later, your disability could disable your business.

Business Overhead Expense Insurance provides cash to the business upon the disability of the insured owner to cover expenses including payroll, rent, and utilities.

What's more, it can provide a benefit for a professional to do your job. This allows your business to keep generating income even while you're unable to be there. (This benefit is available through the purchase of an additional rider which is available at an additional cost.)

You shoulder a lot of responsibility. In the event of disability, we can help ease some of the burden with disability income insurance that can help cover day to day business overhead expenses for up to two years.

Please contact Lau & Lau Associates to learn more.